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Loan Rates
Please call one of our helpful Financial Services Representatives for a payment quote.
Rates are subject to change.
NEW & USED VEHICLE LOAN RATES
|
NEW VEHICLES (2004 or Newer) |
USED VEHICLES (2003- 2002) |
|
TERM |
A.P.R.* |
TERM |
A.P.R* |
| 12 months |
5.54%** |
12 months |
6.54%** |
| 24 months |
5.74%** |
24 months |
6.74%** |
| 36 months |
5.94%** |
36 months |
6.94%** |
| 48 months |
6.14%** |
48 months |
7.14%** |
| 60 months |
6.34%** |
60 months |
7.34%** |
| 72 months |
6.54%** |
72 months |
7.54%** |
|
USED VEHICLES
(2001 or Older) |
|
12 months |
7.54%** |
| 24 months |
7.74%** |
| 36 months |
7.94%** |
| 48 months |
8.14%** |
|
NA |
NA |
|
NA |
NA |
NEW AND DEMO BOAT LOAN RATES
|
Years |
Term |
A.P.R.* |
| 2006 or newer |
120 months |
7.65%** |
USED BOAT LOAN RATES
|
Years |
Term |
A.P.R.* |
| 2006-2003 |
120 months |
9.00%** |
| 2002-2001 |
96 months |
10.00%** |
| 2000-1999 |
84 months |
11.00%** |
|
1998 |
72 months |
12.00%** |
SAVINGS SECURED & SIGNATURE LOANS
|
Term |
Savings Secured
A.P.R.* |
Signature
A.P.R.* |
|
12 Mo. |
4.80%** |
12.49%** |
|
24 Mo. |
4.90%** |
12.74%** |
|
36 Mo. |
4.94%** |
12.99%** |
|
48 Mo. |
5.14%** |
13.24%** |
|
60 Mo. |
5.34%** |
N/A |
|
72 Mo. |
5.54%** |
N/A |
CREDIT BUILDER LOAN
|
Term |
Rate |
|
12 Mo. |
5.90% |
|
24 Mo. |
6.90% |
|
36 Mo. |
7.90% |
|
48 Mo. |
8.90% |
|
60 Mo. |
9.90% |
OTHER LOAN PRODUCTS
| Home Equity Line of Credit |
as low as 5.75% Variable A.P.R.* |
| Home Equity Installment Loans |
7.14% - 11.74% Fixed A.P.R.* |
| Quick Cash Line of Credit |
as low as 13.25% Variable A.P.R.* |
| VISA Classic |
17.90% Fixed A.P.R.* |
| VISA Gold |
13.90% Fixed A.P.R.* |
| VISA Platinum |
9.90% Fixed A.P.R.* |
*Annual Percentage Rate
**Rate based on relationship level and credit qualifications.
Dearborn Schools Credit Union
6246 Chase Road
Mailing Address: P.O. Box 885
Dearborn
, Michigan
48121-0885
(313) 581-2002, (800) 581-2003
FAX: (313) 581-5688
memberservices@dscu.org
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