Savings Rates

The following  Savings Options, along with current Annual Percentage Yields, are available as indicated.

SHARE ACCOUNTS

APY Effective October 1, 2006 - December 31, 2006

REGULAR SHARE ACCOUNTS	.50% on balances $300 and more
YOUNG SAVERS ACCOUNTS	.50% on balances $5 and more
CHECKING (SHARE DRAFT) ACCOUNTS	.10%  on balances $300 and more

Quarterly Dividends on these accounts, which are calculated on daily balances, will be paid as of December 31, 2006.

SPECIAL DEPOSIT ACCOUNTS

APY Effective December 1, 2006 - December 31, 2006

SPECIAL DEPOSIT ACCOUNTS	1.30% on balances $10,000 and more
SPECIAL DEPOSIT ACCOUNTS	1.10% on balances $1,000 - $9,999
SPECIAL DEPOSIT ACCOUNTS	.70% on balances $1,000 or less

Monthly Interest on these accounts, which is calculated on daily balances, will be paid as of December 31, 2006.

IRA ACCOUNTS

APY Effective December 1, 2006 -December 31, 2006

TRADITIONAL IRA ACCOUNTS	1.00%  On all balances
ROTH IRA ACCOUNTS	1.00%  On all balances
ROTH CONVERSION IRA ACCOUNTS	1.00%  On all balances
COVERDELL EDUCATION ACCOUNTS	1.25%   On all balances

Monthly Interest on these accounts, which is calculated on daily balances, will be paid as of December 31, 2006.

CERTIFICATES OF DEPOSIT

APY Effective December 1, 2006 - December 31, 2006

CERTIFICATE TERM	FIXED RATE	FLEX RATE*
SILVER                         3 MONTH       $1,000 min.	3.900%
SILVER                         6 MONTH       $1,000 min.	4.250%
SILVER                       12 MONTH       $1,000 min.	4.700%
SILVER                       24 MONTH       $1,000 min.	4.700%	4.600%
SILVER                       36 MONTH       $1,000 min.	4.700%	4.600%
GOLD                            3 MONTH    $10,000 min.	4.000%
GOLD                            6 MONTH    $10,000 min.	4.350%
GOLD                          12 MONTH    $10,000 min.	4.800%
GOLD                          24 MONTH    $10,000 min.	4.800%	4.700%
GOLD                          36 MONTH    $10,000 min.	4.800%	4.700%
PLATINUM                  24 MONTH   $100,000 min.	4.900%	4.800%
PLATINUM                  36 MONTH   $100,000 min.	4.900%	4.800%

*A Flex Rate CD is available in either a 24 or 36 month term. During the term, the APY

 can be changed one time to the current APY available for that term. The new APY will

 be in effect for the balance of the original term.

You may also call DSCU  for current rate information at  313-581-2002 or 800-581-2003

Dearborn Schools Credit Union
6246 Chase Road
Mailing Address: P.O. Box 885
Dearborn , Michigan 48121-0885
(313) 581-2002, (800) 581-2003
FAX: (313) 581-5688
memberservices@dscu.org